:root{--green:#173b33;--lime:#deefa7;--paper:#f9faf7;--muted:#657762;--line:#dbe2d5;--sage:#edf2e7;--white:#fff;--alert:#8c472d}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;font-family:"Helvetica Neue",Arial,sans-serif;background:var(--paper);color:var(--green);font-size:16px;-webkit-font-smoothing:antialiased}button,input{font:inherit}button,a{touch-action:manipulation;-webkit-tap-highlight-color:transparent}button{cursor:pointer}a{color:inherit;text-decoration:none}button,a,input{outline-offset:5px}button:focus-visible,a:focus-visible,input:focus-visible,summary:focus-visible{outline:2px solid #8daa52}::selection{background:var(--lime);color:var(--green)}h1,h2,h3,p{margin:0}button{transition:background .18s,color .18s}button:disabled{cursor:not-allowed;opacity:.5}.wrap{width:calc(100% - 112px);max-width:1320px;margin:auto}.header{height:86px;background:var(--green);color:white;padding:0 4vw;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid #ffffff24}.brand{display:flex;align-items:center;gap:13px}.brand-logo{width:38px;height:51px;display:block}.brand>span{font-size:12px;font-weight:600;letter-spacing:.23em;border-left:1px solid #ffffff30;padding:12px 0 12px 14px}.header nav{display:flex;gap:32px;font-size:13px;color:#e0e8dc}.header nav a:hover,.header nav .current{color:var(--lime)}.header nav a span{margin-left:7px}.button{display:inline-flex;gap:40px;align-items:center;justify-content:space-between;min-height:52px;padding:16px 23px;border:0;border-radius:3px;font-size:14px;font-weight:500;white-space:nowrap}.button span{font-size:20px;line-height:1}.button:hover{filter:brightness(1.07)}.small{min-height:43px;padding:12px 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0;min-height:77px;border:0;background:none;color:var(--muted);font-size:13px;text-align:left;white-space:nowrap}.step:after{content:'';position:absolute;left:0;right:17px;bottom:-1px;height:3px;background:transparent}.step.active{color:var(--green);font-weight:600}.step.active:after{background:var(--green)}.step:hover{color:var(--green)}.step-number{display:grid;place-items:center;width:25px;height:25px;border:1px solid #b6c6ac;border-radius:50%;font-size:9px;font-weight:400;flex-shrink:0}.active .step-number{color:var(--green);background:var(--lime);border-color:var(--lime)}.calculator{padding-top:43px;padding-bottom:23px;scroll-margin-top:72px}.workspace-heading{display:flex;align-items:flex-end;justify-content:space-between;gap:30px;margin-bottom:28px}.workspace-heading .eyebrow{color:var(--muted)}.workspace-heading h2{font-size:clamp(29px,3.1vw,43px);font-weight:400;letter-spacing:-.048em;line-height:1.16;margin:8px 0 10px}.workspace-heading p:last-child{font-size:13px;line-height:1.7;color:var(--muted);max-width:720px}.text-button{background:none;border:0;padding:5px 0;border-bottom:1px solid #9eaf96;font-size:12px;color:var(--green);display:inline-flex;align-items:center;justify-content:center;gap:12px;white-space:nowrap}.text-button:hover{color:#638143}.text-button>span{font-size:17px}.workspace-heading>.text-button{margin-bottom:4px}.workspace{display:grid;grid-template-columns:1fr 1fr;align-items:stretch;border:1px solid var(--line);border-radius:4px;overflow:hidden}.input-panel{padding:31px 34px;background:white;min-width:0}.panel-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:25px}.panel-top h3{font-size:17px;font-weight:500;letter-spacing:-.02em}.panel-top>span{font-size:8px;letter-spacing:.13em;color:var(--muted)}.fields-grid{display:grid;grid-template-columns:1fr 1fr;gap:19px 18px}.field{display:block;min-width:0}.field.full{grid-column:1/-1}.field>label{font-size:11px;line-height:1.45;display:block;margin-bottom:8px;min-height:16px;color:#465f4d}.field-label-row{display:flex;align-items:center;justify-content:space-between;margin-bottom:8px;gap:5px;font-size:11px;line-height:1.45;color:#465f4d}.field-label-row>span{font-size:9px;color:#6b7f61}.input-wrap{display:flex;align-items:center;gap:8px;border:1px solid #d8e0d2;border-radius:3px;padding:0 12px;min-height:45px;background:#fafbf8}.input-wrap:focus-within{border-color:#779459;box-shadow:0 0 0 2px #deefa75e}.input-wrap>span{font-size:12px;color:#657762}.input-wrap input{border:0;background:transparent;color:var(--green);font-size:18px;letter-spacing:-.02em;width:100%;min-width:0;outline:none;padding:10px 0;font-variant-numeric:tabular-nums;appearance:textfield}.input-wrap input::-webkit-inner-spin-button{appearance:none}.input-wrap 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b{display:block;font-size:10px;color:var(--green);font-weight:500;margin-bottom:2px}.linked button{background:none;border:0;border-bottom:1px solid #9bb089;padding:4px 0;color:var(--green);font-size:10px;white-space:nowrap}.result-panel{background:var(--sage);padding:32px 36px;min-width:0;display:flex;flex-direction:column}.result-top{display:flex;align-items:center;justify-content:space-between;color:#536b4c;font-size:9px;letter-spacing:.13em;margin-bottom:29px}.result-top .dot{display:flex;align-items:center;gap:6px;letter-spacing:.08em;font-size:8px}.dot i,.live-badge i{height:5px;width:5px;background:#648843;border-radius:50%}.result-label{font-size:12px;color:#58704f;margin-bottom:10px}.result-value{font-size:clamp(37px,4.7vw,69px);letter-spacing:-.065em;line-height:1.05;font-weight:400;font-variant-numeric:tabular-nums}.result-value span{font-size:12px;letter-spacing:0;color:var(--muted);margin-left:10px;white-space:nowrap}.result-sub{font-size:11px;line-height:1.7;color:#63785a;margin-top:12px}.breakdown{margin-top:29px}.breakdown-row{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:11px 0;border-bottom:1px solid #d3decb;font-size:11px;color:#526c48}.breakdown-row strong{font-size:12px;color:var(--green);font-weight:500;white-space:nowrap;font-variant-numeric:tabular-nums}.breakdown-row.total{color:var(--green);font-weight:600;border-bottom:0}.stacked{display:flex;width:100%;height:8px;gap:3px;margin:20px 0 10px;overflow:hidden;border-radius:2px;background:#dae4cf}.stacked span{min-width:0;display:block;height:100%;transition:width .3s}.chart-legend{display:flex;gap:17px;flex-wrap:wrap;font-size:9px;color:#687b5e;line-height:1.6}.chart-legend span{display:flex;align-items:center;gap:5px}.swatch{width:6px;height:6px;background:var(--green);display:inline-block;flex-shrink:0}.insight{margin-top:23px;padding:14px 15px;background:#e0eacb;border-left:2px solid #7a9853;font-size:11px;line-height:1.7;color:#456137}.insight strong{font-weight:600}.insight.warning{background:#f2e8d9;color:#795236;border-color:#b98854}.result-foot{font-size:9px;line-height:1.6;margin-top:auto;padding-top:25px;color:#708265}.under-workspace{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:20px 0}.under-workspace p{display:flex;align-items:center;gap:8px;font-size:10px;color:#6d7e64;line-height:1.5}.privacy-icon{font-size:16px}.next-button{display:flex;align-items:center;justify-content:space-between;gap:28px;padding:10px 0;background:none;border:0;color:var(--green);font-size:12px;font-weight:500;white-space:nowrap}.next-button span{font-size:19px}.next-button:hover{color:#698849}.assumptions{border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:16px 0;color:#63765a}.assumptions summary{cursor:pointer;font-size:11px;list-style:none;display:flex;align-items:center;justify-content:space-between}.assumptions summary::-webkit-details-marker{display:none}.assumptions summary>span{font-size:18px}.assumptions[open] summary>span{transform:rotate(45deg)}.assumptions #assumptions-content{max-width:920px;font-size:11px;line-height:1.8;padding:16px 0 4px}.assumptions p+p{margin-top:9px}.assumptions a{text-decoration:underline;text-underline-offset:3px}.snapshot{padding:40px 0 56px}.snapshot-heading{display:flex;align-items:center;justify-content:space-between;margin-bottom:24px;gap:20px}.snapshot-heading .eyebrow{font-size:9px;color:#73866a}.snapshot-heading h2{font-size:28px;font-weight:400;letter-spacing:-.04em;margin-top:8px}.live-badge{display:flex;align-items:center;gap:7px;font-size:8px;letter-spacing:.1em;color:#6c805f}.snapshot-grid{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.snapshot-card{padding:24px 23px;border-right:1px solid var(--line);color:var(--green);background:none;text-align:left;cursor:pointer;border-top:0;border-bottom:0;border-left:0}.snapshot-card:first-child{padding-left:0}.snapshot-card:last-child{border-right:0}.snapshot-card:hover{background:#f0f4e9}.snapshot-card>span{font-size:10px;display:flex;align-items:center;justify-content:space-between;color:#69815c}.snapshot-card strong{font-weight:400;font-size:30px;letter-spacing:-.05em;display:block;margin:14px 0 8px;font-variant-numeric:tabular-nums}.snapshot-card small{font-size:9px;color:#78886e;line-height:1.6;display:block}.plan-actions{display:flex;align-items:center;justify-content:space-between;gap:20px;margin-top:22px}.plan-actions p{font-size:10px;color:#6e8064;line-height:1.6}.plan-actions>div{display:flex;gap:24px;align-items:center}.conversation{background:var(--lime);padding:63px 0}.conversation-inner{display:grid;grid-template-columns:1.25fr 1fr;gap:40px;align-items:center}.conversation .eyebrow{font-size:9px;color:#5d7447}.conversation h2{font-size:clamp(36px,4vw,57px);font-weight:400;letter-spacing:-.055em;line-height:1.08;margin-top:18px}.conversation h2 em{color:var(--green)}.conversation-inner>div:last-child{justify-self:end}.conversation p:not(.eyebrow){font-size:14px;line-height:1.7;margin-bottom:24px;color:#526c3b}.conversation-inner>div>span{display:block;font-size:8px;letter-spacing:.14em;margin-top:19px;color:#68804e}.conversation .button{min-width:264px}footer{background:var(--green);color:#d9e6ce;padding:38px 0 23px}.footer-top{display:flex;align-items:center;justify-content:space-between;gap:20px;border-bottom:1px solid #ffffff25;padding-bottom:25px}.footer-wordmark{font-size:39px;letter-spacing:-.05em;font-weight:400;color:var(--lime)}.footer-top a{font-size:12px}.footer-top a span{margin-left:20px}footer .wrap>p{font-size:10px;line-height:1.8;max-width:900px;margin:24px 0;color:#a7be9f}.footer-bottom{font-size:9px;display:flex;justify-content:space-between;gap:18px;color:#b3c6aa;padding-top:12px}.bucket-list{margin-top:25px;display:grid;grid-template-columns:1fr 1fr;gap:1px;background:#d2dec9;border:1px solid #d2dec9}.bucket-card{padding:19px;background:#edf2e7}.bucket-card .bucket-title{display:flex;justify-content:space-between;gap:8px;font-size:10px;color:#5d7651}.bucket-card strong{font-size:24px;letter-spacing:-.04em;font-weight:400;display:block;margin:13px 0 7px}.bucket-card small{font-size:9px;color:#708364}.buffer-meter{margin:29px 0 8px;height:12px;display:flex;gap:4px}.buffer-meter span{height:12px;background:#d2dfc5;flex:1}.buffer-meter .filled{background:#829d5e}.buffer-meter .partial{background:linear-gradient(90deg,#829d5e var(--fill),#d2dfc5 var(--fill))}.meter-labels{display:flex;justify-content:space-between;font-size:9px;color:#718567}.chart{width:100%;height:auto;display:block;margin-top:24px;overflow:visible}.chart text{font-family:"Helvetica Neue",Arial,sans-serif;fill:#6e8062;font-size:10px}.chart-grid{stroke:#cfdbc7;stroke-width:1}.year-row{display:grid;grid-template-columns:60px 1fr auto;gap:16px;align-items:center;margin-top:23px}.year-row>span{font-size:10px;color:#637e54}.year-row strong{font-size:18px;font-weight:400;letter-spacing:-.03em;min-width:85px;text-align:right}.year-bar{height:5px;background:#d7e2cd}.year-bar span{height:100%;display:block;background:#819b60}.year-row:last-child .year-bar span{background:var(--green)}.freedom-meter{height:7px;background:#d1dec6;margin-top:25px;overflow:hidden}.freedom-meter>span{height:100%;background:var(--green);display:block}.invalid-result{padding:32px 0;font-size:16px;line-height:1.6;letter-spacing:-.02em}.skip{position:fixed;top:-70px;left:20px;background:var(--lime);padding:15px;z-index:100}.skip:focus{top:12px}#toast{position:fixed;bottom:24px;left:50%;transform:translate(-50%,15px);padding:13px 21px;background:var(--green);color:white;font-size:12px;box-shadow:0 5px 30px #0002;z-index:30;opacity:0;pointer-events:none;transition:.25s;border-radius:3px;max-width:calc(100% - 40px);text-align:center}#toast.show{opacity:1;transform:translate(-50%,0)}dialog{border:0;border-radius:5px;padding:29px;color:var(--green);background:var(--paper);width:440px;max-width:calc(100% - 36px);box-shadow:0 20px 100px #0003}dialog::backdrop{background:#0d241bb5;backdrop-filter:blur(3px)}.dialog-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:18px}.close{background:none;border:0;font-size:27px;color:var(--green);padding:0 5px}dialog h2{font-size:30px;font-weight:400;letter-spacing:-.04em}dialog>p{font-size:13px;line-height:1.75;color:#6b7e61;margin:16px 0 25px}.dialog-actions{display:flex;align-items:center;justify-content:space-between;gap:20px}
@media(min-width:1600px){.hero-inner{padding-top:64px;padding-bottom:64px}}@media(max-width:1050px){.wrap{width:calc(100% - 64px)}.step{font-size:11px;gap:8px}.hero-note{width:200px;padding-left:26px}.input-panel{padding:27px 25px}.result-panel{padding:28px}.fields-grid{gap:18px 15px}.snapshot-card{padding:23px 17px}.snapshot-card strong{font-size:27px}.header nav{gap:22px;font-size:12px}}@media(max-width:780px){.wrap{width:calc(100% - 40px)}.header{height:74px;padding:0 20px}.header nav{display:none}.brand-logo{width:32px;height:44px}.brand>span{font-size:10px}.header>.button{font-size:12px;gap:22px;min-height:39px}.hero-inner{padding-top:36px;padding-bottom:34px;display:block}h1{font-size:clamp(35px,6.7vw,53px);line-height:1.12;margin-top:20px}.hero-copy{font-size:13px;max-width:460px}.hero-note{display:none}.hero-foot{font-size:7px;padding:15px 0}.hero-foot>span:last-child{font-size:7px;gap:8px}.hero-foot>span:last-child i{display:none}.hero-foot>span:first-child{display:none}.steps{display:flex;width:100%;overflow-x:auto;scrollbar-width:none;padding:0 20px;gap:23px}.steps::-webkit-scrollbar{display:none}.step{flex-shrink:0;min-height:64px;padding:18px 0;font-size:12px;gap:9px}.step:after{right:0}.step-number{width:23px;height:23px}.calculator{padding-top:30px;scroll-margin-top:59px}.workspace-heading{gap:15px;margin-bottom:23px;align-items:flex-start}.workspace-heading h2{font-size:32px;margin-top:10px}.workspace-heading p:last-child{font-size:12px}.workspace-heading>.text-button{font-size:0;margin-top:27px;border:0}.workspace-heading>.text-button>span{font-size:23px}.workspace{grid-template-columns:1fr}.input-panel{padding:25px 23px}.result-panel{padding:28px 25px;min-height:420px}.result-top{margin-bottom:23px}.result-value{font-size:59px}.result-value span{font-size:11px}.result-foot{padding-top:23px}.under-workspace{flex-direction:column-reverse;align-items:stretch;gap:14px;padding:18px 0}.next-button{justify-content:space-between;border-bottom:1px solid var(--line);padding:10px 0 18px}.under-workspace p{font-size:9px}.snapshot{padding-top:28px;padding-bottom:37px}.snapshot-heading h2{font-size:26px}.snapshot-grid{grid-template-columns:1fr 1fr}.snapshot-card{padding:21px!important}.snapshot-card:nth-child(2){border-right:0}.snapshot-card:nth-child(-n+2){border-bottom:1px solid var(--line)}.snapshot-card strong{font-size:27px}.snapshot-card>span{font-size:9px;gap:10px}.snapshot-card small{font-size:8px}.snapshot-heading .live-badge{font-size:6px;gap:5px;letter-spacing:.05em}.plan-actions{flex-direction:column;align-items:stretch;margin-top:19px;gap:17px}.plan-actions>div{justify-content:space-between;gap:17px}.plan-actions .button{font-size:11px;padding:12px 15px;gap:18px}.plan-actions .text-button{font-size:10px}.conversation{padding:44px 0}.conversation-inner{grid-template-columns:1fr;gap:28px}.conversation-inner>div:last-child{justify-self:start}.conversation h2{font-size:42px}.conversation p:not(.eyebrow){font-size:13px}.conversation .button{min-width:255px}.footer-wordmark{font-size:30px}.footer-top a{font-size:10px}.footer-top a span{margin-left:8px}.footer-bottom{flex-wrap:wrap;justify-content:space-between;font-size:8px}.footer-bottom>span:last-child{display:none}footer .wrap>p{font-size:9px}.chart{max-height:230px}.desktop{display:none}}@media(max-width:370px){.wrap{width:calc(100% - 32px)}h1{font-size:32px}.input-panel,.result-panel{padding:23px 18px}.fields-grid{gap:17px 11px}.input-wrap{padding:0 9px}.field-label-row{font-size:10px}.field-label-row>span{font-size:8px}.result-value{font-size:50px}.snapshot-card{padding:18px 13px!important}.snapshot-card strong{font-size:24px}.conversation h2{font-size:37px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

.field-label-row>span:first-child{font-size:12px;color:#465f4d}.field-label-row>span:last-child:not(:first-child){font-size:9px}.input-note{font-size:11px}.result-foot{font-size:10px}
.field>.field-label-row{display:flex;align-items:flex-start;gap:10px}.field-label-row>span:last-child:not(:first-child){text-align:right;padding-top:2px;flex-shrink:0;max-width:50%}

/* Calculator navigation: persistent side rail with a mobile drawer. */
.playbook-layout{display:grid;grid-template-columns:210px minmax(0,1fr);gap:40px;align-items:start}
.calculator-sidebar{align-self:stretch;border-right:1px solid var(--line);padding:44px 24px 40px 0}
.sidebar-sticky{position:sticky;top:34px}
.sidebar-title{color:var(--muted);margin-bottom:21px;font-size:9px}
.steps{display:flex;flex-direction:column;gap:6px;width:100%;padding:0;overflow:visible}
.step{width:100%;min-height:53px;padding:13px 12px;gap:11px;font-size:12px;white-space:normal;border-radius:3px;line-height:1.4}
.step:after{display:none}
.step.active{background:var(--lime);color:var(--green)}
.step:not(.active):hover{background:#edf2e7}
.step-number{width:24px;height:24px;font-size:9px}
.active .step-number{border-color:#173b3330;background:#f9faf755}
.step-arrow{margin-left:auto;opacity:0;font-size:15px}
.step.active .step-arrow,.step:hover .step-arrow{opacity:1}
.sidebar-note{border-top:1px solid var(--line);margin-top:29px;padding:21px 12px 0;font-size:11px;line-height:1.8;color:#708565}
.playbook-content{min-width:0}
.playbook-content>.wrap{width:100%;max-width:none}
.playbook-content .calculator{scroll-margin-top:0}
.playbook-content .workspace-heading h2{font-size:clamp(29px,2.8vw,40px)}
.playbook-content .workspace-heading{gap:18px}
.playbook-content .input-panel{padding:28px 25px}
.playbook-content .result-panel{padding:29px 27px}
.playbook-content .result-value{font-size:clamp(36px,4vw,61px);overflow-wrap:anywhere}
.playbook-content .snapshot-card{padding:23px 15px}
.playbook-content .snapshot-card:first-child{padding-left:0}
.playbook-content .snapshot-card strong{font-size:clamp(22px,2.2vw,30px)}
.playbook-content .field-label-row{flex-wrap:wrap;gap:2px 8px;min-height:33px;align-content:flex-start}
.playbook-content .field.full .field-label-row{min-height:16px}
.playbook-content .field-label-row>span:last-child:not(:first-child){max-width:none;text-align:left}
.mobile-menu-bar{display:none}
.calculator-menu{position:fixed;inset:0 auto 0 0;margin:0;width:320px;max-width:90vw;height:100dvh;max-height:100dvh;padding:25px 20px;border-radius:0;overflow-y:auto}
.calculator-menu .dialog-top{padding:3px 8px 20px;margin:0 0 8px;border-bottom:1px solid var(--line)}
.calculator-menu h2{font-size:25px;font-weight:400;letter-spacing:-.04em}
.calculator-menu .close{min-width:36px;min-height:36px}
.calculator-menu .steps{gap:7px}
.calculator-menu .step{min-height:58px;font-size:14px;gap:13px}
.calculator-menu .sidebar-note{padding-left:12px}
body:has(.calculator-menu[open]){overflow:hidden}
#calc-title:focus{outline:none}
@media(min-width:981px) and (max-width:1190px){
 .playbook-layout{grid-template-columns:185px minmax(0,1fr);gap:25px}
 .calculator-sidebar{padding-right:16px}
 .step{font-size:11px;padding-left:9px;padding-right:9px;gap:8px}
 .playbook-content .workspace{grid-template-columns:1fr}
 .playbook-content .result-panel{min-height:390px}
}
@media(max-width:980px){
 .playbook-layout{display:block}
 .calculator-sidebar{display:none}
 .mobile-menu-bar{display:block;position:sticky;top:0;z-index:10;background:var(--paper);border-bottom:1px solid var(--line)}
 .mobile-menu-bar>button{width:100%;padding:17px 32px;display:flex;align-items:center;gap:12px;border:0;background:none;color:var(--green);font-size:12px;text-align:left;min-height:58px}
 .menu-symbol{font-size:17px}
 #mobile-current{margin-left:auto;font-size:11px;color:var(--muted)}
 .playbook-content .calculator{scroll-margin-top:0}
 .playbook-content .result-value{font-size:clamp(38px,5.7vw,61px)}
 .playbook-content .workspace-heading h2{font-size:32px}
}
@media(max-width:780px){
 .mobile-menu-bar>button{padding:16px 20px}
 .playbook-content .input-panel{padding:25px 23px}
 .playbook-content .result-panel{padding:28px 25px}
 .playbook-content .result-value{font-size:clamp(38px,12vw,59px)}
 .playbook-content .snapshot-card strong{font-size:27px}
}
@media(prefers-reduced-motion:reduce){.calculator-menu{scroll-behavior:auto}}